Foreclosure Surplus Recovery
We locate and recover proceeds from foreclosure sales that rightfully belong to you.
Our primary specialty
Unclaimed State Property
Dormant bank accounts, uncashed checks, insurance benefits — we handle those too.
No Fee Unless We Succeed
Strictly contingency-based. You pay nothing upfront — ever.
100% risk-free
What Are Surplus Funds?
When a property is sold at a foreclosure auction for more than what was owed, the remaining balance — called surplus funds — belongs to the former owner. These funds are often held by the state or county and go unclaimed because homeowners don't know they're owed money. We find it, claim it, and return it to you.
The Path to Recovery
By handling the entire claims process from start to finish, the client does not have to worry about a thing. Services are provided on a contingency basis without any upfront fees. Payment is collected when funds are recovered. The largest portion of any funds reclaimed is allocated to the client. If, for any reason, the claim is not successful, no payment is required from the client. It is a completely risk-free process.
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Audit
Routine audits are made on government agencies across the United States and great efforts are expended to locate the rightful owner(s).
Documentation
After sending documents to sign, the package is completed, and the claim is filed with the proper agency.
Processing
Ongoing updates via email regarding the status of the claim will be provided. Once the agency approves the claim, the client is notified. In most cases, payment for the approved claim is issued directly from the agency to the client.
Where Do Unclaimed Funds Come From?
Funds Held by Government Agencies
State law requires banks, insurance companies, corporations, and certain other entities to report and submit their customers' property to the state when there is no activity for a period of time. Common types of unclaimed property are bank accounts, stocks, bonds, uncashed checks, insurance benefits, wages and safe deposit box contents.
State law requires banks, insurance companies, corporations, and certain other entities to report and submit their customers' property to the state when there is no activity for a period of time. Common types of unclaimed property are bank accounts, stocks, bonds, uncashed checks, insurance benefits, wages and safe deposit box contents.
Foreclosures
When property is sold in foreclosure due to a tax lien or non-payment of mortgage, the homeowner may be entitled to the difference between the amount owed and the sale price of the property provided there are no other liens against the property.